Author · Advisor · Teacher · Lecturer

A wiser way to live well.

Rich Brott writes about business, finance, purpose and stewardship – with a grounded perspective for the decisions that shape an abundant life.

rich-brott

Insights & Wisdom for a Rewarding Life – Financially, Personally, Spiritually.

- Rich Brott

Kingdom perspective

Business · Finance · Purpose · Stewardship

The library

Book of the Day

Blessed for a Purpose: 27 Principles of Blessing
SPIRITUAL

Blessed for a Purpose: 27 Principles of Blessing

BY RICH BROTT | PUBLISHED: MAY 12, 2026 | SOFTCOVER, 6″ X 9″, 320 PAGES – $29.99

We gain by giving. We lose by withholding! God withholds His blessings from those who refuse to give. He cannot bless an act of disobedience. Our money becomes a curse when we think more of it than we do of God. One of the greatest privileges God has allowed us is to participate in the blessing of regular tithing and the giving of offerings. When we freely give to God, regardless of our own personal need, we allow God to be big in our lives.

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Today’s Essay

CREDIT 1 MIN READ

Rebuilding Your Credit Report – Part II

Close Accounts You’re Not Using Before you apply for an important mortgage or car loan, you’ll want to close dormant accounts. Be careful, though, not to do it too quickly. If you close them all at once, your new lender might assume you’ve hit the financial skids. Close one or two a month (including department […]

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SPENDING 1 MIN READ

Getting the Most for Your Money

Getting the Most for Your Money Get the most for your money. Shop for value whenever you can. Go to warehouse-type stores, buy items (ones you actually need) in bulk, wait to buy stuff on sale (especially furniture and clothing), get last year’s model (car, appliance) this year. It’s probably just as good and the […]

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LIFE MANAGEMENT 2 MIN READ

5 Distinctives Of Decisions

Have you ever had to make an important decision, but were not sure just how to go about it? Today I thought that maybe I could blog a bit about decisions. Here are 5 things you should know about decisions. Decisions are interrelated. A decision has a history; that is, it is related to a […]

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CREDIT 1 MIN READ

Smart Spending

One way to break free from the spending habit is to look at the credit in terms of total outstanding balances instead of minimum monthly payments. Each month, pay off all new charges on your cards, plus interest and a portion of the previous balance. You’ll reduce each month’s debt balance below the previous month’s. […]

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Giving

4 Secrets In Sowing The Seed

Here are four key principles that relate to seed sowing and your personal finances…

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Debt Management

Shrink Your Time Target

Write down the number of months that it will take to become debt-free, based on your initial plan. Now cut the goal in half. This will shock you, but just do it—cut the goal in half. You may think it’s crazy, but here is a formula for cutting your debt repayment in half.

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Today’s Article