Author · Advisor · Teacher · Lecturer
Rich Brott writes about business, finance, purpose and stewardship – with a grounded perspective for the decisions that shape an abundant life.

Insights & Wisdom for a Rewarding Life – Financially, Personally, Spiritually.
- Rich Brott
Kingdom perspective
Business · Finance · Purpose · Stewardship
The only way to reach a financial goal is to work at it. The most important step in reaching that goal is to develop a plan to achieve it. That’s why it is so important to plan ahead for your retirement and your financial future. While the idea of planning ahead and building a solid financial strategy for success can sometimes be intimidating and overwhelming, once you get started, it will become easier. With a little planning and a better understanding of what your investment options are, you too can successfully manage your money and pursue your financial goals.
Friendship and Relationships One of the reasons people consider helping a friend or relative is to be a nice person. But ask yourself this. How long is the friendship going to continue if you are always asking whether or not the person has made the loan payment. Even if you don’t ask, every time you […]
READ ESSAY >Savings and investments are necessary for you to take full responsibility for your future. You provide for your future by accumulating enough wealth to take care of your needs independent of any other person or entity. You accumulate wealth by investing. You invest by first saving dollars for that purpose. You save dollars by finding […]
READ ESSAY >Let’s contrast a real-life scenario of the borrower versus the lender that happens tens of thousands of times every day. A person walks into an auto show room and falls in love with that new car or truck that has everything he ever desired. The design is superb, the model fits his or her personality, […]
READ ESSAY >You Become the Borrower When you cosign a loan, know that you are now being asked to guarantee the full amount of the debt. The lender has refused to make the loan to the person for whom you are cosigning. The lender’s decision has been based on facts that reveal the risk is too great […]
READ ESSAY >It is so important to be a credit-worthy person. Everyone knows that potential lenders look closely at your credit record, but did you also know that landlords and insurance companies do, too? Here are some tips for building up a clean credit record—and making sure it stays that way.
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