Author · Advisor · Teacher · Lecturer
Rich Brott writes about business, finance, purpose and stewardship – with a grounded perspective for the decisions that shape an abundant life.

Insights & Wisdom for a Rewarding Life – Financially, Personally, Spiritually.
- Rich Brott
Kingdom perspective
Business · Finance · Purpose · Stewardship
Your ability to gather a group of competent achievers that can solve business problems, make critical decisions and communicate in every area of business is essential to being successful. This requires the building of effective teams. There are course corrections to every strategy and making those necessary changes as well as removing obstacles and roadblocks to growth require effective and efficient implementation. A growing company does not continue without great business productivity, timely follow-through and effective leadership.
Everyone Can Be Debt Free The good news is that everyone can become debt free! By not doing so, you are robbing yourself and robbing your future. Instead of going into debt, would it not be better if the money you pay in interest went into a savings account to help you reach your personal […]
READ ESSAY >A credit bureau score is one type of credit score. It is calculated from the information on your credit bureau file at the time that the information was requested. Consequently, a credit score is like a snapshot. It sums up, at one given point in time, what your past and current credit usage says about […]
READ ESSAY >In order to get out of debt, you have to stop charging and start taking charge of your spending habits. If you use credit cards without paying the balance monthly, owe money on a loan or are paying off a home mortgage, you’re a debtor. Most Americans are in debt; if you’re not, some might […]
READ ESSAY >When considering a lifestyle free from debt, secular financial understanding is not enough and it becomes woefully insufficient in the long-term perspective. If you only review the practical aspects of your finances and not first understand God’s principles, it will only leave you with holes in your pocket. Spiritual principles cannot be ignored. Faith, obedience, […]
READ ESSAY >What should you do if you find mistakes in your credit report? As you read through your report, make a list of everything out-of-date.
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