Author · Advisor · Teacher · Lecturer
Rich Brott writes about business, finance, purpose and stewardship – with a grounded perspective for the decisions that shape an abundant life.
Insights & Wisdom for a Rewarding Life – Financially, Personally, Spiritually.
- Rich Brott
Kingdom perspective
Business · Finance · Purpose · Stewardship
Enjoying financial security in today’s world takes more than simply earning a good living. Some people who have made extraordinary incomes for many years are in terrible financial shape and are not prepared for today, let alone their future. Author Rich Brott explains that it is essential to make decisions that will help you manage your resources if you are ever going to be financially secure. The problem is not our income, but our spending. Many waste much of their hard-earned money on the small and unimportant things. Don’t fall into wasteful patterns of living. Make a decision now to be different, to live differently. You can get started on the road to financial freedom by putting the following 5 simple keys into practice immediately. Key 1 Stop Spending on Yourself Key 2 Control Your Cash Key 3 Live Below Your Means Key 4 Save for Your Future Key 5 Give to Others
It is always wise to borrow less than more. Cultivate the mind-set that you will borrow only for absolute necessities, and that you will repay the loan at the earliest possible date. Paying back a larger amount than the required fixed payment will help you retire the debt early. For what things should you not […]
READ ESSAY >How much debt is just too much? A call to a consumer credit counseling service yielded this advice. Spending more than 15 percent to 20 percent of net income on monthly debt payments, not including your payments on a home mortgage, is just too much. Easy availability of credit is partly to blame for many […]
READ ESSAY >A quick word about seeking credit. Too many inquiries for your credit report can harm your credit rating. It may look like you are applying for credit from too many sources and are over-extending yourself. One potential problem for you is that inquiries may be made without your knowledge, even when you haven’t applied for […]
READ ESSAY >Although not a popular theme and despite the fact that some think they’re in debt so deep that they can’t ever get out, becoming debt-free is a worthy, realistic and attainable goal. Getting rid of your debt isn’t always easy. However, the process is actually very simple. Allow no more debt …duh! That means no […]
READ ESSAY >Communication is defined in the textbooks as the sending and receiving of information among people. At least six messages are involved in the communication process.
Read More >Zerubbabel, a descendant of David and in the direct ancestral line of Jesus (Luke 3:27; Matthew 1:12), was a man of vision. While living in captivity in Babylon, he apparently impressed his captors and gained respectability among them.
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