Author · Advisor · Teacher · Lecturer

A wiser way to live well.

Rich Brott writes about business, finance, purpose and stewardship – with a grounded perspective for the decisions that shape an abundant life.

rich-brott

Insights & Wisdom for a Rewarding Life – Financially, Personally, Spiritually.

- Rich Brott

Kingdom perspective

Business · Finance · Purpose · Stewardship

The library

Book of the Day

The Owner's Guide to Managing a Small Business
BUSINESS

The Owner’s Guide to Managing a Small Business: Leading an Effective Organization

BY RICH BROTT | PUBLISHED: MAY 17, 2026 | SOFTCOVER, 6″ X 9″, 375 PAGES – $24.99

Your ability to gather a group of competent achievers that can solve business problems, make critical decisions and communicate in every area of business is essential to being successful. This requires the building of effective teams. There are course corrections to every strategy and making those necessary changes as well as removing obstacles and roadblocks to growth require effective and efficient implementation. A growing company does not continue without great business productivity, timely follow-through and effective leadership.

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Today’s Essay

DEBT FREE 1 MIN READ

Everyone Can Be Debt Free

Everyone Can Be Debt Free The good news is that everyone can become debt free! By not doing so, you are robbing yourself and robbing your future. Instead of going into debt, would it not be better if the money you pay in interest went into a savings account to help you reach your personal […]

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CREDIT 1 MIN READ

How Credit Reports Are Used

A credit bureau score is one type of credit score. It is calculated from the information on your credit bureau file at the time that the information was requested. Consequently, a credit score is like a snapshot. It sums up, at one given point in time, what your past and current credit usage says about […]

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DEBT 1 MIN READ

Debt-Free: A Change in Thinking

In order to get out of debt, you have to stop charging and start taking charge of your spending habits. If you use credit cards without paying the balance monthly, owe money on a loan or are paying off a home mortgage, you’re a debtor. Most Americans are in debt; if you’re not, some might […]

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DEBT 1 MIN READ

Secular Understanding Is Not Enough

When considering a lifestyle free from debt, secular financial understanding is not enough and it becomes woefully insufficient in the long-term perspective. If you only review the practical aspects of your finances and not first understand God’s principles, it will only leave you with holes in your pocket. Spiritual principles cannot be ignored. Faith, obedience, […]

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Insurance

How Much Life Insurance Do You Need?

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Credit Management

Mistakes In Your Credit Report

What should you do if you find mistakes in your credit report? As you read through your report, make a list of everything out-of-date.

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Today’s Article