Author · Advisor · Teacher · Lecturer
Rich Brott writes about business, finance, purpose and stewardship – with a grounded perspective for the decisions that shape an abundant life.

Insights & Wisdom for a Rewarding Life – Financially, Personally, Spiritually.
- Rich Brott
Kingdom perspective
Business · Finance · Purpose · Stewardship
Attaining financial wisdom comes after learning some personal responsibilities. We have to fulfill those responsibilities as well. Some are very basic, such as simply acknowledging that God owns it all. Others have to do with productivity, time management and learning how to plan ahead.
If you are to lead a prosperous and successful life, you must apply biblical instruction to work hard and lead a disciplined life. Then there is the responsibility of diligence, not being wasteful and knowing how to be good stewards in the handling of our possessions.
We are to be accountable in caring for our resources, give generously to God and seek wisdom in matters of finances. Author Rich Brott explains these principles in simple, easy-to-understand narrative.
You Become the Borrower When you cosign a loan, know that you are now being asked to guarantee the full amount of the debt. The lender has refused to make the loan to the person for whom you are cosigning. The lender’s decision has been based on facts that reveal the risk is too great […]
READ ESSAY >In order to get out of debt, you have to stop charging and start taking charge of your spending habits. If you use credit cards without paying the balance monthly, owe money on a loan or are paying off a home mortgage, you’re a debtor. Most Americans are in debt; if you’re not, some might […]
READ ESSAY >By now, you should have a clear picture of how much money you can manage to pay back and when you will be able to pay it back. The next step is to decide how much you will pay each creditor and how long it will take to pay off each creditor. Try to set […]
READ ESSAY >Good Debt vs. Bad Debt When it comes to taking on personal or non-business debt, many people, even so-called consultants, will tell you that there is “good debt” and “bad debt.” Wrong! Please don’t buy into the “good debt” / “bad debt” discourse. ALL personal debt is bad! Now I am not necessarily talking about […]
READ ESSAY >The following are a few guidelines and suggestions on investing that may be helpful. They represent sound ways to grow a portfolio while providing adequate built-in safeguards for long-term preservation.
Read More >If your spending is out of control, it is time for a little austerity. Think of all of the minor decisions that you make in one day. What would happen if you started to make adjustments in these areas?
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