Proverbs 17:18 “A man lacking in judgment strikes hands in pledge and puts up security for his neighbor.”   This scripture clearly warns us of the danger involved in providing collateral, security or surety for another person.  One very quick way of going into debt is by cosigning someone else’s loan.  People who cosign think […]

Luke 14:28-30 “But don’t begin until you count the cost.  For who would begin construction of a building without first getting estimates and then checking to see if he has enough money to pay the bills?  Otherwise he might complete only the foundation before running out of funds.  And then how everyone would laugh!  ‘See […]

Debt is like cancer.  At first it is not life threatening because it involves only a cell or two.  But it never stays tiny.  It begins to grow and then it takes over.  It becomes the master; you become its slave.  Never believe that a little debt, manageable as it may seem, is okay.  It […]

God is your source.  Your employer, your spouse, your investments, your trust account, your parents or any other entity are not the source of your money.  God, who gave you the talents, intelligence and ability to think and work, is the source.  Your responsibility is to be a good steward of all that you receive. […]

Paying cash means making some lifestyle changes and sacrifices, but it will keep you from drowning in a sea of red ink on your journey to financial freedom.   Paying cash keeps you focused.   Paying cash promotes contentment because it adds meaning and value to the things you do buy.   Paying cash lets […]