Purchasing While Considering Quality     Generally, when you are buying a product where length of service and performance are important, quality — how well it is made, how well it functions, how long it will last — is first consideration.  Price is, within budget limits, a second consideration.    Appearance may or may not […]

Getting Your Money’s Worth       Before making a purchase, pause for a minute to ask yourself a questions.  Is it worth what I’m paying for it?  This is where spending money becomes a real skill.  Worth or value is often hard to determine.    Value in this case means the quality of the […]

Quotes On Debt – Part 4     If you think nobody cares if you’re alive, try missing a couple of car payments. – Earl Wilson Debt is the secret foe of thrift, as vice and idleness are its open enemies. – James H. Aughey   The man who never has money enough to pay […]

Quotes On Debt – Part 3     A public debt is a kind of anchor in the storm; but if the anchor be too heavy for the vessel, she will be sunk by that very weight which was intended for her preservation. – Charles Caleb Colton   Debt is a prolific mother of folly […]

Quotes On Debt – Part 2     A mortgage casts a shadow on the sunniest field. – Robert Green Ingersoll If I owe Smith ten dollars, and God forgives me, that doesn’t pay Smith. – Robert Green Ingersoll At the time we were funding our national debt, we heard much about “a public debt […]