Budgeting Insights     Budgeting is a valuable instrument to help you prepare in advance for the storms. Having a financial plan is absolutely essential in enabling you to manage your money, whether in “smooth flying” or in rough times. A financial plan will be a great help to you in making realistic decisions. Decisions […]

Bring About Change by Remembering Practical Wisdom   Americans are blessed with a lot of cash flowing through our hands. Bring a halt to some of the flow. Attack the problem aggressively with a plan. Your credit problems didn’t just suddenly appear. It took a lot of steps to get into trouble and getting out […]

Bring About Change by Obeying God’s Principles   There are certain principles which, if followed, will lead to a peaceful and prosperous life:   “Blessings on all who reverence and trust the Lord— on all who obey Him! Their reward shall be prosperity and happiness” (Psalm 128:1-2 TLB).   1. You must never keep it […]

Plastic—ATM card, debit cards and credit cards—are all stand-ins for money. They are not the real thing. They are just representatives, and often poor ones, when they represent debt.   Five reasons to pay cash!   Paying cash means making some lifestyle changes and sacrifices, but it will keep you from drowning in a sea […]

Here are some small ways that you can bring about change to your financial situation. Many of these changes initially seem very minor. When collectively integrated into your life, however, these minor adjustments in thinking and action can result in major change.   Bring About Change by Making Small Sacrifices   You CAN do WITHOUT […]