Should we seek prosperity at any price? Theodore Roosevelt (1858-1919), our American 26th US president did not think so. He said, “The things that will destroy America are prosperity at any price, peace at any price, safety first instead of duty first, and love of soft living and the get-rich-quick theory of life.” Seems right […]

Are you old enough to remember watching the 1986 slapstick comedy, The Money Pit? Whether you’ve seen it or not, this movie is a classic illustration of what it means to be “financially vulnerable”. When Walter (Tom Hanks), an entertainment lawyer, and Anna (Shelley Long), a musician, purchase a beautiful mansion on Long Island, the […]

So let’s chat about what it means to become debt free. Is this an achievable reality? Can one truly become free from all debt? If so achieved, is it then possible to remain without debt? To be completely debt free means to owe nothing; no auto debt, no credit card debt, no educational debt and […]

As I was contemplating what to write to commence our inaugural blog entry, I was thinking about how winning people become successful. It seems that there must be some great strategic planning on the part of those who make it in life and those who either wind up living out a very average existence or […]

How much debt is just too much? A call to a consumer credit counseling service yielded this advice. Spending more than 15 percent to 20 percent of net income on monthly debt payments, not including your payments on a home mortgage, is just too much. Easy availability of credit is partly to blame for many […]