In order to borrow at competitive rates it is important to be a credit-worthy person.  Everyone knows that potential lenders look closely at your credit record, but did you also know that landlords and insurance companies do, too?  Here are some tips for building up a clean credit record – and making sure it stays […]

Now you probably know that your credit report is essentially your credit history.  It details what sort of loans are outstanding, how long you’ve had them, whether you pay your bills on time and so on (the information is not just from credit card companies, but all your creditors, including utilities, landlords, hospitals, banks, etc.). […]

Mark Twain had a couple of significant things to say about credit.    “Beautiful credit! The foundation of modern society.  Who shall say that this is not the golden age of mutual trust, of unlimited reliance upon human promises?  That is a peculiar condition of society which enables a whole nation to instantly recognize point […]