Do you ever find yourself thinking about different types of people, and how many exceptional individuals it takes to make up our world? We all come in a variety of personalities and packages. Our uniqueness comes from our DNA, our families, our life experiences, our education, our exposure, our friends, etc. Fashioned, shaped and molded […]

Understanding that a lot of choices do come your way and that you have within you the power to improve your financial condition, you will come to understand that you too can be completely debt free. So what is the answer? Let’s start by making sure you know you have too much debt now and […]

Let’s take a look at the difference between the borrower and the lender in purchasing just one moderately priced vehicle. Given a very common loan repayment schedule of six years, a huge gap occurs between the two situations. Here are the two choices: Making vehicle loan payments Taking that very same payment and investing it […]

Of course, you think you have worked hard and deserve some extras, and perhaps you do – but don’t! Now is the time to say no and now is the time to give up the extra things you purchase that make you feel good. Will some of this involve saying no to some of your […]

Keeping temptation away helps to stop the bleeding but it does nothing to correct past mistakes. You still have to handle past purchases, past loans and other debt you have incurred. Now that you have stopped the bleeding by saying no to new debt, take all extra cash you have and apply it to old […]