Vehicle Deal Tactics Why are you encouraged to use credit instead of paying with cash? Two reasons are clear to me. If you pay cash, you are likely to be more careful in your purchase. You may not make the purchase at all. You may delay the purchase until you have enough cash. You may […]

Some questions for you to think about! How am I doing in managing my personal finances? Am I wise when it comes to borrowing and using credit? What money traps should I be aware of? What can I do when I face times of financial difficulty? According to Richard C. Halverson, Former Senate chaplain, pastor […]

There is a great danger in our society of getting trapped by debt. Perhaps the greatest need in families today is to understand the consequences of being trapped by debt, with limited income, creating a financial position where recovery seems impossible. Anyone can find a wealth of information which deals with borrowing, easy credit and […]

Too often, people are quick to borrow instead of trusting the Lord to meet their needs. After all, doesn’t Scripture tell us that our God is a providing God, and that He will take care of us by meeting our needs? What if we turn to credit and take on new debt, when all along […]

Don’t get in the habit of buying something before you need it or because you think you might use it at some future date. Indulgence because you feel that you owe it to yourself or it will help your self-esteem is a very bad habit to get into. You can develop habits that will insure […]