Scripture says that the poor will always be with us, but it does not say that none of them will be Christians. If you’ve ever wondered, “I cannot understand why God has not made me rich yet,” we have no magic formulas but this one. Live within, not above, your income! A friend of mine […]

Are this month’s credit card balances higher than previous months? Have you never paid more than the minimum payment required on your credit lines or credit cards? Are you continuing to add new cards to your pocketbook? Are you always seeking new ways to borrow? Have you been feeling anxious about your debt burden? Does […]

To have money for repairs. If you own or even rent a home, you will need money for repairs and general upkeep. Some examples of possible repairs are a leaky roof, a squeaky furnace, household appliances such as the washer, dryer and refrigerator, and other necessary repairs on vehicles, computers, etc. If you are maxed […]

To enjoy life. Debt has a way of diminishing our quality of life. It often takes the enjoyment out of the simple things in life. After piling up debt after debt, we spend half our lives just paying the cost of interest, in addition to repaying the debt. To fulfill dreams. Debt has a way […]

“But whoso hath this world’s good, and seeth his brother have need, and shutteth up his bowels of compassion from him, how dwelleth the love of God in him?” (I John 3:17 KJV) A 19th-century folktale is set in a small shtetl in Russia, where a terrible cold front was causing extreme suffering to the […]