Stress Level     Living above your means creates high stress levels.  High stress levels affect your health, your spiritual life, your emotional health, your marriage and your financial life.    Living within your means lessens this stress.    Living below your means decreases the normal stress of life much more.  Living far below your […]

Impulse Buying is Predominant     In our culture, impulse buying is predominant.  In years predating the present easy credit, you would walk into a department store, see an item you would like to purchase, and put a small cash down payment toward it and then pay it off monthly until the item was paid […]

Quotes On Debt – Part 4     If you think nobody cares if you’re alive, try missing a couple of car payments. – Earl Wilson Debt is the secret foe of thrift, as vice and idleness are its open enemies. – James H. Aughey   The man who never has money enough to pay […]

Quotes On Debt – Part 3     A public debt is a kind of anchor in the storm; but if the anchor be too heavy for the vessel, she will be sunk by that very weight which was intended for her preservation. – Charles Caleb Colton   Debt is a prolific mother of folly […]

Quotes On Debt – Part 2     A mortgage casts a shadow on the sunniest field. – Robert Green Ingersoll If I owe Smith ten dollars, and God forgives me, that doesn’t pay Smith. – Robert Green Ingersoll At the time we were funding our national debt, we heard much about “a public debt […]